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How do I improve my credit after my bankruptcy discharge?

People are often scared to file bankruptcy due to common misconceptions. They are worried that their credit will be destroyed forever and they will never be able to buy anything again. The truth is after you file bankruptcy you no longer have debt so creditors are ready and eager to give you some of that Read More

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Bankruptcy Myths vs. Facts

All bankruptcy options are the same. No, not at all. The fact is that bankruptcy law includes 4 types of bankruptcy: Chapter 7, Chapter 11, Chapter 12 and Chapter 13. When you file bankruptcy, you will lose everything! The law provides you with “exemptions” and an experienced bankruptcy attorney can help you get the most Read More

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Can I keep my home after filing Bankruptcy?

You are overwhelmed and financial stressed by credit card and other debt. You are considering bankruptcy but nervous about how it will affect you in the future. The decision to file bankruptcy can be difficult and, if you are not familiar with bankruptcy rules, can be very overwhelming.  You worked hard to be able to Read More

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After filing bankruptcy, will I ever get credit again?

It is important to know that once your bankruptcy petition is filed, mounds and mounds of fear, anxiety, depression and worry will leave you.   And it IS possible to repair your credit. Bankruptcy is a great solution to debt. It helps people get back on their feet. It literally allows them to restart their financial Read More

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How will bankruptcy affect my spouse?

As you may know, even if you are married it is possible for you to file bankruptcy without your spouse filing as well. But how would your bankruptcy affect your spouse? That question is very common and there isn’t one right answer. If the majority of your debt is joint with your spouse, they may Read More

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The Dreaded 341 Meeting aint so bad

341 meeting Today we are going to talk about Bankruptcy 101: The dreaded 341 meeting. What does this even mean? First of all, the 341 meeting is a statutory meeting required in the bankruptcy courts. It’s called a meeting of the creditors. It takes place within 35 days of the filing for bankruptcy petition and Read More

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Ways to know you are heading towards bankruptcy

The Bankruptcy Option How to know if you’re heading towards going bankrupt: Let’s be honest here. Most of us don’t make nearly enough money in one month to be able to afford our bills (i.e rent, mortgage, car payment, insurance, doctor bills, credit cards, etc.) and what happens when we are running low on money? Read More

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Ways to know you are heading towards bankruptcy

The Bankruptcy Option How to know if you’re heading towards going bankrupt: Let’s be honest here. Most of us don’t make nearly enough money in one month to be able to afford our bills (i.e rent, mortgage, car payment, insurance, doctor bills, credit cards, etc.) and what happens when we are running low on money? Read More

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How to prepare for the 341 Meeting of Creditors

After filing bankruptcy so many clients still feel worried and scared.  Why?   They can be sure that a qualified bankruptcy lawyer would do everything he or she can to put them at ease…and quite frankly, once their case is filed, most of the work is already done! But their next concern is attending the Read More

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How to prepare for the 341 Meeting of Creditors

After filing bankruptcy so many clients still feel worried and scared.  Why?   They can be sure that a qualified bankruptcy lawyer would do everything he or she can to put them at ease…and quite frankly, once their case is filed, most of the work is already done! But their next concern is attending the Read More

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